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Terms and Conditions

Welcome to Letluc Equity Partners. By accessing our website or engaging with our services, you agree to the following terms and conditions. These terms are structured in accordance with prevailing international financial regulations, including those of the European Union, United Kingdom, United States, Switzerland, South Africa, United Arab Emirates, and other financial jurisdictions where Letluc operates or holds advisory relationships. Please read them carefully.

Use of Services
Letluc provides financial consulting, portfolio strategy, cross-border tax structuring, and private client advisory services. Access to specific content, downloads, or interactions may require registration or identity verification.

Eligibility
Our services are intended for individuals aged 18 and above. We reserve the right to refuse service to anyone at our discretion where doing so may conflict with regulatory, legal, or risk-based requirements.

No Financial Advice Disclaimer
Information on our website, including blogs, newsletters, and articles, is for informational purposes only and does not constitute financial, tax, or legal advice. For personalized consultation, you must engage with a certified Letluc advisor under a formal agreement.

Client Responsibility
Clients are responsible for providing accurate, truthful, and up-to-date information in compliance with Know Your Customer (KYC) obligations as required under FATF guidelines, the USA PATRIOT Act, the UK's Money Laundering Regulations 2017, FINMA Circular 2016/7, and the UAE Central Bank’s AML/CFT framework. Clients must notify Letluc of any material changes to their financial or legal status during the advisory relationship.

Confidentiality and Data Protection
Letluc adheres to the General Data Protection Regulation (GDPR), the UK Data Protection Act 2018, the Swiss Federal Act on Data Protection (FADP), and relevant provisions under South Africa’s POPIA and UAE’s Federal Decree-Law No. 45 of 2021. Your personal information is stored and processed securely, only for the purposes explicitly stated in our client agreements or as required by law. All data transmissions are encrypted, and access is restricted to authorized personnel. Please refer to our Privacy Policy for comprehensive details.

Intellectual Property
All content on this site, including but not limited to text, graphics, brand elements, and digital tools, are the intellectual property of Letluc. Unauthorized reproduction, distribution, or commercial use is strictly prohibited.

Third-Party Links
Our content may link to external websites. Letluc is not responsible for the accuracy, legality, or practices of third-party content.

Limitation of Liability
Letluc shall not be liable for any direct, indirect, incidental, or consequential damages resulting from the use or inability to use our services or website, including errors in content or data transmission.

Jurisdiction and Governing Law
These terms are governed by applicable financial services legislation in all jurisdictions where Letluc operates, including but not limited to: the Financial Conduct Authority (FCA – UK), the U.S. Securities and Exchange Commission (SEC), the Swiss Financial Market Supervisory Authority (FINMA), the Financial Sector Conduct Authority (FSCA – South Africa), and the Dubai Financial Services Authority (DFSA – UAE). In the event of legal dispute, the matter will be resolved under the jurisdiction in which the client relationship is established unless otherwise specified in the client agreement.

Modifications
Letluc reserves the right to update or revise these terms at any time in compliance with international financial regulatory frameworks, AML/CTF legislation, or changes in applicable KYC obligations. Notification of significant changes will be provided through our official communication channels. Continued use of our services following such updates constitutes acceptance.