Letluc Equity Partners (“Letluc”, “we”, “our”, or “us”) values your privacy and is committed to protecting your personal data. This comprehensive Privacy Policy explains how we collect, use, disclose, and safeguard your information when you visit our website or use our financial services. It aligns with leading global regulations including the General Data Protection Regulation (GDPR – EU), the UK Data Protection Act 2018, the Swiss Federal Act on Data Protection (FADP), the Protection of Personal Information Act (POPIA – South Africa), UAE Federal Decree-Law No. 45 of 2021, and the California Consumer Privacy Act (CCPA).
Scope and Application
This policy applies to all visitors, clients, and business partners who interact with Letluc, either via our website, advisory platforms, client portals, or consultation processes. By accessing or using our services, you agree to the practices described in this policy.
What Personal Data We Collect
Letluc collects a range of data based on the nature of your engagement:
Identification Data: Full name, birthdate, nationality, identification numbers.
Contact Details: Address, phone number, email.
Financial Information: Bank accounts, asset holdings, transaction history, tax records.
Compliance Documents: Proof of identity, source of funds, declarations under AML/KYC rules.
Digital Interactions: IP addresses, device IDs, browser metadata, website activity logs.
Professional Data: Employer, occupation, investment profile.
Purpose of Data Collection
We collect and process your data to:
Deliver customized financial advisory, tax planning, and investment solutions;
Fulfill obligations under Anti-Money Laundering (AML) and Know Your Customer (KYC) laws;
Prevent fraud, financial crime, and regulatory violations;
Comply with international and domestic financial laws and audits;
Improve user experience, website functionality, and client interaction;
Communicate updates, regulatory notices, or legal changes where applicable.
Legal Grounds for Processing
We rely on the following legal bases:
Consent: For marketing and analytics purposes.
Contractual necessity: When processing is required to perform obligations.
Legal obligations: For statutory compliance (e.g., FATCA, CRS, SEC, FINMA).
Legitimate interests: For improving services or protecting security.
How We Protect Your Data
Letluc employs multi-layered security systems:
Data is encrypted at rest and in transit (TLS 1.3/256-bit AES);
Secure servers located in certified Tier IV data centers;
Two-factor authentication (2FA) for client portals;
Role-based access and activity monitoring;
Regular cybersecurity audits and penetration tests.
Data Retention
Data is retained for 5 to 10 years based on jurisdictional regulations. Upon relationship termination, data may be archived for legal defense or regulatory audits.
Data Sharing and Third Parties
Letluc does not sell personal data. We may share data with:
Financial institutions and payment partners;
Regulatory bodies (FCA, SEC, FINMA, FSCA, DFSA);
Professional service providers (auditors, legal counsel);
Cloud infrastructure providers under data processing agreements;
International tax authorities under FATCA/CRS exchange agreements.
International Data Transfers
Transfers across borders are secured using:
Standard Contractual Clauses (SCCs);
Adequacy decisions recognized by the EU or UK;
Binding Corporate Rules (BCRs) where applicable.
Your Data Rights
You are entitled to:
Access and review your data;
Request correction or deletion;
Object to processing or restrict it;
Data portability (where technically feasible);
Withdraw consent at any time (does not affect prior lawful processing);
Lodge complaints with your local data authority.
Cookie Policy
Letluc uses cookies for functionality and analytics. By continuing on our site, you consent to cookie use. You can modify cookie preferences in your browser or via our banner settings. Types of cookies:
Essential (required for login/session);
Performance (page analytics);
Targeting (ads, only if opted in).
Minors
Our services are not directed to individuals under 18 years of age. We do not knowingly collect data from children. If discovered, such data will be deleted immediately.
Changes to the Policy
We reserve the right to amend this Privacy Policy to comply with evolving legal or operational requirements. Updates will be posted on our website with an effective date.
Contact Us
For questions, concerns, or to exercise your rights, contact our Data Protection Officer: Email: privacy@letluc.com
Phone: +44 203 875 9422
Postal: Letluc Equity Partners, Compliance Unit, Jalan Binjai, KLCC, KL City Centre, Kuala Lumpur, Malaysia