Not too long ago, I saw a promotion for a cruise. BOOK NOW and receive your choice of one of the following options:

    1. FREE Open Bar
    2. FREE Specialty Dining
    3. FREE Shore Excursion Credit
    4. FREE 250 Minutes of WiFi

Which would you choose?

Now, there’s no right or wrong answer to this question. It’s YOUR preference. But, taking a couple of minutes (or seconds) to think about what you would choose might help you NOTICE what you value. And when we make financial decisions that align with our values – and that we can afford – we should be able to spend guilt-free.


Note: For my more technical, detailed readers our there, assume all options are financially equal.

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